Why Choose Us
We have Low Fixed Factoring Rates
you will know exactly how much you will make on each load. Everything is included. No Complicated Formulas to use to figure out what you’ll make based on the age of the invoice when your customer decides to pay it. No confusing schedules of payments or hidden fees. Your factoring rate is FIXED every time. You get all your money when you factor with us and your carrier is paid the same day also!
We can also custom design a factor program that works for you. Variable rates, with or without reserves, with or without fees, you decide! Just tell us what you need. XFactors is the Flexible Factor.
We are a small company, helpful and friendly, you will always deal with the same account manager.
Our Approach
- Free ACH (Direct Deposit) funding twice daily to both you and your carrier.
- Scan your load paperwork to us immediately after delivery and we will pay you right away!
- No Minimums – No Maximums – We are your UNLIMITED line of credit
- Full Advance – No Holdbacks – No Reserves – You get your cash now.
- No Term Contracts – you are not locked into a contract, if we don’t perform to your standard, you simply close your account and move on. We expect to earn your business every day! There are no termination fees!
Same Day ACH direct deposit to your bank account
- Factor only the invoices/customers you desire
- Free Credit Checks
- Funds can be wire transferred directly into your bank account
- No financial statements required to establish an account
- XFactors can deal with poor credit, tax liens, bankruptcies and most other credit issues
XFactors is your office
- We do the invoicing/billing – we are professionals at accounts receivable bookkeeping. Each associate has over 20 years of experience in transportation receivables.
- We do the credit checks – Call/fax or text and we check the credit.
- We do all the follow up – with you and your customer.
- We fax or email – weekly reports to you.
You just get the loads, get it delivered, send in the paperwork and know the cash is in your bank!
We subscribe to accurate credit agencies such as Ansonia-Experian, Creditsafe, D&B, and others. We can help you determine if a new customer you found has a good payment history and is worthy of your company.
Missouri Office
Street address (and for overnight mail):
1940 NW Copper Oaks Circle
Blue Springs, MO 64015
Mailing address:
PO Box 963
Blue Springs, MO 64013
Office Hours:
Monday-Friday 8:30 AM-5:00 PM CST
Massachusetts Office
344 John L Dietsch Blvd
Unit #4
North Attleboro, MA 02763
Office Hours:
Monday-Friday 7:30 AM-5:00 PM EST